留学资助选择

我们的无息付款计划让您选择付款金额和到期日-每月, 每两周, 每周——以满足你的预算. Use this flexible plan on its own or combine it with other financial aid.

Setting up your payment plan is easy: contact our Student Accounts Team at 800.266.4441 ext. 1807. 还记得, 你越早开始你的计划, 你的付款越少，你为你的项目支付的时间就越长.

的 U.S. 教育部 offers loans and grants for students enrolled in approved study abroad programs. 有什么区别?? 贷款必须偿还 (with interest); grants are free money toward your education. 如果你的家庭学校批准你的留学学分计划，并且你在整个学年都在你的家庭学校注册，你可以使用联邦资助宝博体育 留学学期.

威廉D. 福特联邦直接贷款计划

For students enrolled at least part-time in a qualifying school

直接贷款通常比私人贷款提供更低的利率和更灵活的还款选择.

• 直接资助贷款: for eligible undergraduate students who demonstrate financial need
• 直接无补贴贷款: for eligible undergraduate/graduate/professional students; students do not have to demonstrate financial need
• 直接PLUS贷款: 为研究生/专业学生和受抚养本科生的父母提供帮助，以支付其他经济援助未涵盖的费用
• 直接合并贷款: combines all eligible federal student loans into a single loan

联邦珀金斯贷款计划

• 你的家庭学校充当贷款人

联邦佩尔助学金

• Amounts depend on financial need, cost of attendance, and attendance plans.

Federal Supplemental 教育al Opportunity 奖助金

• Amounts depend on financial need, when you apply, and other aid received
• Schools receive a limited amount of FSEOG funds each year, so apply early

Teacher 教育 Assistance for College & 高等教育补助金

• 受助人必须在毕业后参加特定的课程并从事符合条件的工作，以防止助学金变成贷款

伊拉克和阿富汗服务补助金

• Recipients must meet certain financial, age, and educational requirements

CEA CAPA安全是一个可选的保护计划，允许您在计划开始日期前一个日历周从CEA CAPA计划中退出任何承保情况. CEA CAPA安全 provides prorated refunds for the following 覆盖的情况下.

• Medical Incident that results in serious injury, 疾病, or death to participant or immediate family member.
• Significant injury that limits mobility (i.e. 腿，脚，臀部，背部)
• 直系亲属死亡
• 绝症诊断
• 毁坏主要住所

出发前可退还的物品有哪些? 退款包括您根据取消时间向CEA CAPA支付的所有可收回的项目费用, 减去95美元的申请费, 不可退还的节目确认费, 以及CEA CAPA安全计划的成本.

Am I eligible for any kind of refund after my program starts? 在以下情况下，CEA CAPA安全涵盖在您的课程开始后的旅行中断退款:

• Medical Incident that results in serious injury, 疾病, or death to participant or immediate family member.
• Significant injury that limits mobility (i.e. 腿，脚，臀部，背部)
• 直系亲属死亡
• 绝症诊断
• 毁坏主要住所

How are trip interruption refunds determined? 退款是根据你在你的计划中有多远，当一个覆盖条件发生的比例. 申请费, 不可退还的确认费, 滞纳金, and the cost of CEA CAPA安全 are not refundable.

CEA CAPA安全的费用是多少?

• $475 for semester and trimester programs
• 夏季和短期课程275美元
• 每学年1000美元

我如何注册CEA CAPA安全? 打电话给1.800.266.4441 for details or complete the task in your Student Portal Account. Complete your enrollment online using a credit card, or e-check. CEA CAPA安全 must be purchased by the program's withdrawal date.

If you do not choose to purchase CEA CAPA安全, you fall under the CEA CAPA Standard Refund Policy, 哪个学校根据退课日期与课程开始日期的接近程度提供退款. 根据标准退款政策, 在课程退出日期之后不予退款，在课程开始日期之后不予退款.

You loved your time abroad so much that you want to go again? You’re definitely not the only one… and we want to help you out! CEA校友再次折扣适用于任何支付过以前CEA费用的CEA校友 study abroad experience in full and been accepted to an additional CEA program. 折扣让“再来一次”的校友省钱:

• Semester/Trimester + Semester/Trimester = Save $1,000
• 夏天+夏天=节省500美元
• Semester / Trimester /Year + 夏天 = Save $500
• 短期+任意项目=节省250美元

So many exciting study abroad programs, so little time...谁能只选一个? 幸运的是，你不需要这么做! CEA多专业折扣允许同时申请多个专业的学生节省:

• Semester/Trimester + Semester/Trimester = Save $1,000
• 夏天+夏天=节省500美元
• Semester / Trimester /Year + 夏天 = Save $500
• 短期+任意项目=节省250美元

529年计划, legally known as "qualified tuition plans", 税收优惠储蓄计划是为了帮助家庭为大学存钱而设立的吗. Different plan advantages, options, restrictions and fees apply in every state.

目前, 529计划由州政府运营，根据州内公立大学的入学加权平均学费来支付大学学费.

决定计划使用和资金提取能力的规则因州而异. 你需要咨询你的529计划的要求，了解你的资金可以用来做什么. Generally, only accredited degree granting institutions or Title IV institutions accept 529 plan funds. 这意味着，如果学生没有在自己的学校注册，那么学校将不会向CEA发放学生的经济援助, then a student cannot use their 529 plan 支付他们宝博体育的费用. 然而，父母/529缴款人可以在任何时候以任何理由从529计划中提取资金. 在这种情况下可能会受到税务处罚.

请与您的529计划提供者和您的家庭机构讨论是否可以申请您的529计划资金宝博体育.

If you still need funding after completing your FAFSA and applying for scholarships, you may consider applying for educational loans through private lenders, 比如银行或信用合作社. Discuss the pros and cons with your family first, and be sure you understand how federal and private student loans differ:

• 利率: Private loan interest rates are usually higher than federal student loans and may vary based on market interest rates; that means your monthly payment can change.
• 贷款费用: 私人贷方可能会收取发起费、每月服务费和/或滞纳金
• 资格: Private loans generally have stricter eligibility requirements and are subject to credit approval; lenders may require a good credit score and a co-signer.
• 还款计划: 私人贷款机构可能不会像联邦学生贷款那样提供灵活的还款选择, such as income-based or extended payment plans.

What if financial aid and scholarships just aren’t enough? 是时候发挥创造力了! Consider alternate funding sources and methods, such as:

• 集体融资
• Fundraising on social media sites like Facebook and Twitter
• Local business, religious, and civic groups, like Rotary, Lion’s Club, or Kiwanis
• 高中校友组织
• Local and national chapters of sororities and fraternities

留学奖学金

• 本杰明一. 吉尔曼国际
• 博仁国际研究奖
• 弗里曼亚洲留学奖
• 富布赖特项目
• 海外教育基金
• 金钥匙留学奖学金
• HACU留学奖学金项目
• Phi Kappa Phi宝博体育奖学金

学术搜索

• 都在国外
• 黑色Excel
• Cappex
• 美国大学理事会奖学金查询
• 大学资源网
• 多样性Abroad
• FastWeb
• 联邦学生资助
• 西班牙裔奖学金基金
• Human Rights Campaign LGBT Scholarship Database
• International 教育 Financial Aid (IEFA)
• IIE护照宝博体育资助
• 国际奖学金
• Michigan State University 奖学金 for Multicultural Students
• 美国移动国际
• SallieMae奖学金搜索
• 学术专家
• 奖学金360
• 加拿大奖学金
• 奖学金.com
• StudyAbroad.com奖学金
• 联合国教科文组织
• 联合黑人学院基金
• University of Minnesota 宝博体育 Scholarship Search